Are you nearing retirement and worried how you’re going to handle your large 401(k) balance? One great thing about a 401(k) retirement savings plan is that your assets are often portable when you leave your job or retire. But what should you do with them? A 401(k) rollover to an IRA is one way to go, but you should consider your options before making a decision. There are several factors to consider based on your personal circumstances.